Stop Guessing What You
Can Afford.
Start Knowing.
On the 5th of every month, you open your inbox and know exactly where every dollar is, which decisions are safe, and what to do next. No calling your accountant. No spreadsheet anxiety. Just numbers you can act on — from a CGMA-qualified CFO who's managed $3.4B+ in portfolios.
What is a Fractional CFO?
A fractional CFO is a part-time Chief Financial Officer who provides senior-level financial leadership to growing businesses — typically $2M–$50M in revenue — without the $250K+ cost of a full-time hire. They deliver management accounts, cash flow forecasts, KPI dashboards, and strategic advisory on a monthly retainer.
The numbers you're not looking at are making decisions for you.
Your P&L says you made $80K last quarter. Your bank account tells a different story.
Revenue is up. You hired two people. But the account balance hasn't moved. That gap between "profit" and "cash" isn't a rounding error — it's a visibility problem. And every week without clarity, the gap gets harder to close. How many months have you been telling yourself "I'll figure it out next quarter"?
You're paying $2,500/mo for bookkeeping that tells you nothing.
Transactions are categorized. Reports are "available." But when your bank asks for a 13-week cash flow forecast, you stare at your bookkeeper. When your partner asks your gross margin by service line, silence. You're paying for data entry and calling it a finance department. That's not a bookkeeper problem — it's a gap nobody told you existed.
Your CPA bills $400/hr to explain what happened nine months ago.
Tax returns filed, compliance met. But by the time you see last year's numbers, the decisions they should have informed are long gone. You needed Q2 margins in July — not the following April. Your CPA does their job brilliantly. Their job is the autopsy. You need the live dashboard.
You're doing $2M–$50M in revenue. You've outgrown your bookkeeper. You can't justify a $250K CFO. Yet.
- Your revenue is growing but your cash feels tight
- You're making decisions worth $50K+ based on gut feel
- You dread board meetings because your numbers aren't ready
- Your bookkeeper does the data entry but nobody explains it
- You need someone who speaks both GAAP and plain English
You're exactly who I built this for. I take on 5 clients total — not 50 — so every CEO gets my direct attention, not a junior associate's.
Get Your Diagnostic →Every month you wait costs more than the fix. Here's how it works.
What changes in your first 30 days.
You stop guessing what you can afford. You start making decisions with numbers you trust. Here's the timeline.
Day 1 — You See Everything That's Broken
Within 48 hours, you'll have a diagnostic: open items, reconciliation gaps, and a prioritized cleanup plan. All I need is read-only access to your bank feeds and accounting platform. No 6-week onboarding. No forms. No bureaucracy.
Week 1 — Your Books Actually Balance
I reconcile every account, fix categorization errors, and restructure your financials so reports actually tell you what happened. AI-powered anomaly detection flags every outlier. I investigate each one and decide what matters. You get certainty, not data.
Month 1 — Your First Real Decision
Your first management pack hits your inbox — P&L with plain-English commentary, a cash flow forecast, and the KPIs that tell you what to do next. For the first time, you'll actually want to read a financial report.
Monthly management accounts by the 5th. Every month. With a call where I walk you through every line. No surprises. No jargon. Just numbers you can act on.
"I should have done this two years ago." — Every. Single. Client.
This lands on your desk by the 5th of every month.
Open any sample. It's the exact deliverable, not a mockup. Then ask yourself: when was the last time your finance team produced anything close to this?
CEO Flash Report
One-page executive dashboard: KPIs, revenue trends, cash position, and the three things that need your attention this week.
Monthly Management Accounts
P&L, balance sheet, cash flow, AR aging, budget vs actual. All in plain English, not accounting jargon. 12 pages of clarity.
13-Week Cash Forecast
Week-by-week cash forecast for the next quarter. AR aging, what-if scenarios, and the numbers your bank actually asks for.
Don't see your industry? I tailor every report to your business.
Request a Custom Sample →
Everything you get.
Every month. No surprises.
AI handles the data work. I handle the decisions. Your management pack lands on the 5th, every month, AICPA-member reviewed.
What not knowing your numbers is actually costing you
↓ A fractional CFO starts at $3,995/mo — less than one bad hire costs you ↓
- Monthly close & GAAP financials $2,400/mo value
- Bank & credit card reconciliation $800/mo value
- KPI dashboard with commentary $1,200/mo value
- 13-week cash flow forecast $1,800/mo value
- Budget vs actual variance analysis
- AP/AR oversight & aging reports
- 2 strategy calls per month $600/mo value
- AI automation: your books close themselves
30-day money-back guarantee
- Everything in The Controller $6,800+ value
- Board-ready reporting packs $2,500/mo value
- Multi-entity consolidation $3,000/mo value
- Audit-ready documentation $1,500/mo value
- Lender & investor reporting $2,000/mo value
- 4 calls per month + Slack $1,200/mo value
- Quarterly strategic planning $3,500/qtr value
30-day money-back guarantee
- Everything in The CFO $17,000+ value
- Fundraising & capital raise support $15K–$50K value
- M&A due diligence & modeling $20K–$75K value
- Scenario modeling & forecasting $5,000/mo value
- Exit planning & valuation prep $25K–$100K value
- Investor relations & board presentations $3,000/mo value
- Weekly availability + unlimited access $4,000/mo value
- International compliance (GAAP/IFRS) $5,000/mo value
30-day money-back guarantee If your first management pack doesn't give you at least one actionable insight you can act on this quarter, you pay nothing. Full refund. No questions. No awkwardness.
What changes on day one
- Books closed on the 25th
- No idea which customers are profitable
- Cash "feels tight"
- CPA tells you last year's news
- One question means one invoice
- Books closed on the 5th
- Margin by customer, by service line
- 13-week cash flow forecast
- Management pack tells you next quarter's moves
- Unlimited calls with someone who knows your numbers
Real results. Real clients.
Some even waived anonymity.
Most engagements are under NDA. Named testimonials shared with permission. Anonymous ones follow AICPA confidentiality standards. Every number is real.
"We had venues running events across multiple cities but our numbers were a mess — membership fees, ticket revenue, bar spend, all in different systems. Stuart pulled it into one clear picture. Within two months we knew exactly which locations were profitable and restructured the entire model. He sees things in the numbers that we just couldn't."
"We needed fund-level reporting that institutional LPs would actually trust — waterfall calculations, carried interest accruals, quarterly NAV reporting across our portfolio companies. Stuart built the entire framework. LP reporting went from a three-week scramble to a five-day process. He understands fund mechanics the way a GP does — because he's done the work from both sides."
"We were flying blind — making $6M in revenue but couldn't tell you our gross margin by service line. Stuart had our first real management pack in 3 weeks. We found $180K in misallocated overhead in month one. That paid for two years of his retainer."
"We needed our cash flow forecast for a bank covenant review — in 48 hours. Our bookkeeper couldn't do it. Stuart delivered a 13-week rolling forecast that same week. The bank renewed our $2M line of credit without a single follow-up question."
"We were 6 months from our Series B. Investors wanted board-ready financials, a cap table audit, and burn-rate projections. Stuart had everything investor-ready in 4 weeks. We raised $12M at a $60M valuation — with clean numbers, not apologies."
"Our IPO was 90 days out and our Cayman fund structure didn't exist yet. Stuart set it up from scratch — investor reporting, NAV calculations, IFRS-compliant statements for a £200M listed vehicle. Present at the IPO bell. That's the kind of person you want in the room."
See your numbers in 60 seconds.
Move the slider. Watch the math. This is what decision-ready financials are actually worth to a company your size.
Based on industry averages from U.S. Bank, AICPA, and Deloitte CFO surveys. Your actual results depend on company size, industry, and current financial operations. The discovery call gives you real numbers — not estimates.
The First-Month Promise
If your first management pack doesn't give you at least one actionable insight worth more than my entire monthly fee, I refund every penny. You keep the reports. You keep the cash flow forecast. No questions. No awkwardness. No small print.
Why offer this? Because in 24 years and 500+ management packs, no client has ever asked for a refund. I'm that confident in what you'll see on the 5th.
Your First Management Pack
Is 30 Days Away.
In 15 minutes, we'll look at your current financial setup, identify what's costing you money, and map out exactly what you'd receive by the 5th of next month. You'll leave with a diagnostic — whether we work together or not.
Get Your Free Financial DiagnosticFree · 15 minutes · You keep the diagnostic either way
If your first management pack doesn't give you at least one actionable insight worth more than my entire fee, I refund every penny. You keep the reports. No questions. No awkwardness.