Questions We Actually Get Asked

You get a senior finance person — CGMA-qualified, 24 years experience — without hiring one full-time. We handle your monthly close, cash flow forecasting, KPI dashboards, and financial strategy. Think of it as renting a CFO's brain for a fraction of the cost. Pricing runs $3,995–$8,995/mo depending on complexity.

Your bookkeeper records what happened. We tell you what it means and what to do about it. Bookkeepers enter transactions. We close the books, produce management accounts, forecast cash flow, and sit in the room when your bank or investors have questions. It's the difference between a data entry clerk and a finance director.

Your CPA files your taxes. We run your finances. CPAs look backwards (what happened last year). We look forward (what's going to happen next quarter). Keep your CPA for tax prep and use us for everything else — management accounts, forecasting, financial strategy, board reporting.

Construction, law firms, SaaS, e-commerce, HVAC, healthcare, franchise/multi-location, and real estate. We're strongest where the financial complexity outgrows the bookkeeper — multi-entity structures, job costing, deferred revenue, trust accounting. If your bookkeeper is doing fine and you can already see your numbers clearly, you probably don't need us yet.

No. We prepare everything your CPA needs — clean trial balance, working papers, depreciation schedules, entity-level financials — so your tax prep is fast and accurate. We work alongside your CPA. They get clean books instead of a shoebox, which makes tax season faster.

QuickBooks Online, Xero, NetSuite, Sage. If you're on desktop QuickBooks, we'll migrate you to QBO — it takes about a week and it's worth it. We also work with data from Stripe, Shopify, and the major payroll platforms.

Most engagements are fully onboarded within 2 weeks. We connect to your accounting platform on day one, run a diagnostic by day three, and deliver your first management pack by end of week two.

No long-term contracts. Month to month. The service is built so you'd rather stay than leave — not because of a cancellation clause. If it's not working, you can walk away with 30 days notice.

Management accounts by the 5th (P&L, balance sheet, cash flow statement with variance commentary). KPI dashboard. 13-week rolling cash flow forecast. A 45-minute strategy call to review the numbers. Plus ad-hoc support throughout the month — bank calls, investor questions, that "is this normal?" email at 9pm. All included.

Stuart Wilson, ACMA CGMA. Not a junior, not a contractor, not a random person from a staffing agency. One person, senior-level, consistent. You get the same person every month who knows your business inside out.

Discovery call (30 min, free). If it's a fit, we connect to your accounting system, run a chart of accounts review, clean up any obvious issues, set up reporting templates, and deliver your first management pack within 2 weeks. No 90-day ramp-up.

Yes. Included in the engagement. We present the financials, answer questions, and handle follow-ups. Stuart spent seven years presenting to boards and lenders as a Group Finance Director. It's part of the job.

$3,995 to $8,995 per month depending on complexity. Single-entity, clean books, basic reporting = lower end. Multi-entity, job costing, investor reporting, multiple locations = higher end. We'll tell you exactly where you fall on the discovery call. No surprise fees.

If you're doing $3M+ in revenue and don't have a clear monthly P&L, cash forecast, or KPI dashboard — you're already losing more than $4K/month in missed insights, late decisions, and cash flow surprises. What changes first is operational: books closed by the 5th, a cash forecast you can trust, decisions made on numbers instead of gut feel. We wrote an entire article on this: blackpeakcfo.com/blog/fractional-cfo-roi/

We work embedded in your systems — your QuickBooks, Xero, or NetSuite, your Slack or Teams, your workflow. Monthly strategy calls happen over Zoom. You won't need us in the building — the management pack hits your inbox by the 5th, wherever you are.

Yes. Stuart spent seven years as a Group Finance Director for privately-owned SMEs and before that worked in fund-level finance at private equity firms — so he has prepared companies for investor scrutiny and knows what the fund side expects to see. Quality of earnings prep, data room assembly, financial model builds, and investor-ready board packs.

We do take project work — fundraise prep, system migrations, financial model builds, audit readiness. If the ongoing visibility earns its keep, moving to monthly afterwards is straightforward. We'll scope it honestly on the call.

Send your details at blackpeakcfo.com/start/. Stuart reviews your situation and replies by email within one business day with a scoped quote — we'll identify the gaps and tell you exactly what we'd deliver. No pitch. If it makes sense, we start the following week.