Questions We Actually Get Asked

You get a senior finance person — CGMA-qualified, 24 years experience — without hiring one full-time. We handle your monthly close, cash flow forecasting, KPI dashboards, and financial strategy. Think of it as renting a CFO's brain for a fraction of the cost. Most clients pay $3,995–$8,995/mo depending on complexity.

Your bookkeeper records what happened. We tell you what it means and what to do about it. Bookkeepers enter transactions. We close the books, produce management accounts, forecast cash flow, and sit in the room when your bank or investors have questions. It's the difference between a data entry clerk and a finance director.

Your CPA files your taxes. We run your finances. CPAs look backwards (what happened last year). We look forward (what's going to happen next quarter). Most of our clients keep their CPA for tax prep and use us for everything else — management accounts, forecasting, financial strategy, board reporting.

Construction, law firms, SaaS, e-commerce, HVAC, healthcare, franchise/multi-location, and real estate. We're strongest where the financial complexity outgrows the bookkeeper — multi-entity structures, job costing, deferred revenue, trust accounting. If your bookkeeper is doing fine and you're under $2M revenue, you probably don't need us yet.

No. We prepare everything your CPA needs — clean trial balance, working papers, depreciation schedules, entity-level financials — so your tax prep is fast and accurate. We work alongside your CPA. Most of them love us because we hand them clean books instead of a shoebox.

QuickBooks Online, Xero, NetSuite, Sage. If you're on desktop QuickBooks, we'll migrate you to QBO — it takes about a week and it's worth it. We've also built integrations for Stripe, Shopify, and most payroll platforms.

Most engagements are fully onboarded within 2 weeks. We connect to your accounting platform on day one, run a diagnostic by day three, and deliver your first management pack by end of week two.

No long-term contracts. Month to month. We keep clients because the work is good, not because of a cancellation clause. Average client tenure is 14+ months. If it's not working, you can walk away with 30 days notice.

Management accounts by the 5th (P&L, balance sheet, cash flow statement with variance commentary). KPI dashboard. 13-week rolling cash flow forecast. A 45-minute strategy call to review the numbers. Plus ad-hoc support throughout the month — bank calls, investor questions, that "is this normal?" email at 9pm. All included.

Stuart Wilson, ACMA CGMA. Not a junior, not a contractor, not a random person from a staffing agency. One person, senior-level, consistent. You get the same person every month who knows your business inside out.

Discovery call (30 min, free). If it's a fit, we connect to your accounting system, run a chart of accounts review, clean up any obvious issues, set up reporting templates, and deliver your first management pack within 2 weeks. No 90-day ramp-up.

Yes. Included in the engagement. We present the financials, answer questions, and handle follow-ups. We've presented to PE firms, angel investors, bank lending committees, and advisory boards. It's part of the job.

$3,995 to $8,995 per month depending on complexity. Single-entity, clean books, basic reporting = lower end. Multi-entity, job costing, investor reporting, multiple locations = higher end. We'll tell you exactly where you fall on the discovery call. No surprise fees.

If you're doing $3M+ in revenue and don't have a clear monthly P&L, cash forecast, or KPI dashboard — you're already losing more than $4K/month in missed insights, late decisions, and cash flow surprises. The ROI typically shows up in the first 60 days. We wrote an entire article on this: blackpeakcfo.com/blog/fractional-cfo-roi/

We work embedded in your systems — your QuickBooks, Xero, or NetSuite, your Slack or Teams, your workflow. Monthly strategy calls happen over Zoom. Most clients say they forget we're not in the building — the management pack still hits their inbox by the 5th.

Yes. We've been through PE due diligence on both sides — as the company being acquired and as the fund doing the acquiring. Quality of earnings prep, data room assembly, financial model builds, and investor-ready board packs. This is where the CGMA qualification and PE background really matter.

We do take project work — fundraise prep, system migrations, financial model builds, audit readiness. But most project clients end up converting to monthly because they realize the ongoing visibility is worth it. We'll scope it honestly on the call.

Book a free discovery call at blackpeakcfo.com/book/stuart/discovery-call. 30 minutes. We'll review your current setup, identify the gaps, and tell you exactly what we'd deliver. No pitch. If it makes sense, we start the following week.