Stuart Wilson, ACMA CGMA Fractional CFO & Controller · AICPA Member
San Francisco is where venture capital meets GAAP compliance — and too many VC-backed startups discover the gap between their QuickBooks file and investor-grade financials right before a board meeting. ASC 606 revenue recognition, deferred revenue waterfalls, burn-rate dashboards, and 409A-compliant financial reporting require a CFO, not a bookkeeper. By a CGMA with 24 years in professional finance.
No contracts · Cancel anytime · From $3,995/mo
Your Series A or B investors expect monthly board packs with ARR/MRR waterfalls, net dollar retention, LTV/CAC analysis, and a rolling 13-week cash-flow forecast. They also expect GAAP-compliant financials — not an accrual-basis QuickBooks export with uncategorized transactions. A fractional CFO builds this reporting infrastructure at a fraction of a full-time hire — critical when every dollar of your raise needs to hit the runway.
Multi-element SaaS contracts, usage-based billing, annual prepayments, and contract modifications all require ASC 606 judgment calls. Deferred revenue waterfalls, performance-obligation mapping, and transaction-price allocation are audit-critical. We handle end-to-end revenue recognition so your financials are clean from the start.
In SF, where a single engineering hire costs $250K+ fully loaded, burn rate is the metric that determines whether you raise your next round or shut down. A fractional CFO produces rolling cash forecasts, models hiring-plan scenarios, and flags when your runway drops below 12 months — so you can adjust course before it's an emergency.
California's 13.3% income tax, $800 LLC annual fee, 1.5% LLC net income tax, and SF's Gross Receipts Tax create a multi-layer compliance workload. Add multi-state nexus from national SaaS sales, and the filing obligations grow fast. We model your total tax exposure quarterly and coordinate with your CPA on R&D credits and entity-structure optimization.
Everything a full-time CFO delivers — without the $400K salary.
Full P&L, balance sheet, cash flow statement. US GAAP-compliant. Board-ready with variance commentary.
ARR, MRR, churn, LTV/CAC, net dollar retention, and burn rate — updated live. The metrics your investors actually ask about.
Rolling weekly cash forecast with hiring-plan scenarios. The document that tells you exactly when you need to raise again.
Monthly board packs, investor updates, and data-room preparation. Built for diligence, not just compliance.
45-minute call to review the numbers, model runway scenarios, and discuss capital allocation.
State income tax, LLC fees, SF Gross Receipts Tax, R&D credit tracking, and multi-state nexus monitoring.
ASC 606 revenue recognition, deferred revenue waterfalls, ARR/MRR tracking, and investor-ready financials for SF's core industry.
Board packs, burn-rate dashboards, 409A-compliant reporting, and data-room preparation for companies raising Series A through C.
Grant accounting, R&D capitalization decisions, burn-rate management, and milestone-based investor reporting for frontier-tech companies.
Utilization tracking, project profitability, partner compensation modelling, and client-level P&L for consulting and legal firms.
Not if you're planning to raise. Investors expect GAAP-compliant financials, a clean cap table, and a 13-week cash forecast when they write a term sheet. Building this infrastructure before you start fundraising — rather than scrambling during diligence — makes the raise faster and typically results in better terms. Many of our SF clients engage us 3–6 months before their target raise date.
Yes. We map performance obligations, allocate transaction prices, and build deferred revenue waterfalls for multi-element SaaS billing — including usage-based pricing, annual prepayments, and contract modifications. Your audit trail is clean from the start.
Absolutely. We build rolling 13-week cash forecasts with multiple scenarios — current plan, aggressive hiring, and cost-reduction. Each scenario shows your runway, break-even point, and the date you'd need to raise again. This is the analysis that lets you make hiring and investment decisions with confidence.
Most SF engagements are fully onboarded within 2 weeks. We connect to your accounting platform on day one and deliver your first management pack by the end of week two.
30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.
Book Your Free Discovery Call →