Stuart Wilson, ACMA CGMA Fractional CFO & Controller · AICPA Member
Miami is the gateway between the Americas — international trade flows, LatAm-connected businesses, condo development, and hospitality operations all converge here. Multi-currency accounting, transfer-pricing compliance, and real estate deal structures require a CFO who understands cross-border finance. Management accounts by the 5th, cash-flow forecasts weekly — by a CGMA with 24 years in professional finance.
No contracts · Cancel anytime · From $3,995/mo
Miami businesses frequently deal in multiple currencies, manage cross-border supply chains, and navigate US-LatAm transfer-pricing rules. Multi-currency accounting, FX gain/loss recognition, customs-duty accruals, and intercompany eliminations for foreign subsidiaries require finance leadership that understands international commerce at a transactional level.
Miami's condo and commercial development pipeline is among the largest in the US. Developers juggle multiple SPVs, construction-loan draws, investor waterfalls, and lender-reporting covenants. We handle multi-entity consolidation, draw-schedule tracking, and property-level NOI reporting so developers see the full picture across all their projects.
Hotels, restaurants, nightlife, and experiential brands in Miami face seasonal revenue swings, multi-location P&L complexity, tip-credit compliance, and food-cost analysis. A fractional CFO builds the reporting infrastructure that lets hospitality operators manage margins proactively — not reactively at month-end.
Florida has no personal or corporate income tax, but the 5.5% corporate income tax applies to C-corps with nexus. Combined with sales-tax obligations (6% state + up to 1.5% local), documentary stamp taxes on real estate, and multi-state nexus from e-commerce, the compliance workload is still significant. We track all of it quarterly.
Everything a full-time CFO delivers — without the $250K salary.
Full P&L, balance sheet, cash flow statement. US GAAP-compliant. Board-ready with variance commentary.
FX gain/loss recognition, multi-currency AR/AP, and consolidated financials in USD for international operations.
Rolling weekly cash forecast with scenario modelling. Critical for managing construction draws and seasonal hospitality swings.
Revenue, gross margin, AR days, RevPAR, and occupancy rates — updated live for hospitality and real estate operators.
45-minute call to review the numbers, flag FX exposure, and discuss expansion opportunities.
Sales-tax compliance, documentary stamp tracking, multi-state nexus monitoring, and working papers for your CPA.
Multi-currency accounting, customs-duty accruals, transfer-pricing documentation, and cross-border financial reporting.
Multi-entity consolidation, construction-loan draws, investor waterfalls, and lender-ready financial packages for Miami's condo and commercial developers.
Multi-location P&L, RevPAR tracking, food-cost analysis, and seasonal cash-flow management for hotels and restaurant groups.
Utilization tracking, trust accounting, partner compensation modelling, and IOLTA compliance for Miami's legal community.
Yes. We set up multi-currency accounting in your system, manage FX gain/loss recognition (ASC 830), reconcile accounts receivable and payable in local currencies, and produce consolidated financials in USD. For companies with foreign subsidiaries, we also handle intercompany eliminations and transfer-pricing documentation.
Absolutely. Multi-entity consolidation is core to what we do. We eliminate intercompany transactions, produce property-level NOI reports, track construction-loan draw schedules, and deliver a single consolidated management view — plus investor-specific reporting — by the 5th of each month.
Florida's C-corp income tax (5.5%), sales-tax obligations (6% + local surtax), documentary stamp taxes on real estate, tangible personal property tax, and multi-state nexus from e-commerce all require ongoing tracking. We prepare working papers, monitor thresholds, and coordinate with your CPA quarterly.
Most Miami engagements are fully onboarded within 2 weeks. We connect to your accounting platform on day one and deliver your first management pack by the end of week two.
30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.
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