Stuart Wilson, ACMA CGMA Fractional CFO & Controller · AICPA Member
Charlotte is the second-largest banking center in the United States — and the financial sophistication expected in this market extends to every company here, not just the banks. Manufacturing, energy, and professional services firms in Charlotte need investor-grade reporting, not bookkeeper-grade reconciliations. Management accounts by the 5th, cash-flow forecasts weekly — by a CGMA with 24 years in professional finance.
No contracts · Cancel anytime · From $3,995/mo
Charlotte's financial services ecosystem — anchored by Bank of America and Truist — creates an expectation of institutional-quality reporting across the entire business community. Fund administration, regulatory reporting, loan-portfolio analysis, and partnership-level accounting all demand finance leadership that goes far beyond bookkeeping. Mid-market financial services firms need a CFO who speaks the language of the banks they sit alongside.
Duke Energy's headquarters in Charlotte has spawned an energy-services ecosystem — from solar installation to grid-infrastructure companies. Revenue recognition on long-term energy contracts, equipment-depreciation schedules, and regulatory compliance reporting require specialized financial expertise.
Charlotte's manufacturing corridor produces everything from industrial equipment to advanced materials. Standard costing, work-order tracking, inventory valuation, and product-line profitability reporting are essential — and these aren't tasks a standard bookkeeper can handle at scale.
NC's 4.75% flat income tax rate is one of the lowest in the Southeast — but the franchise tax (based on net worth or investment in tangible property in NC), sales-tax obligations, and multi-state nexus from national sales still require proactive planning. We model your total NC tax exposure quarterly and coordinate with your CPA.
Everything a full-time CFO delivers — without the $250K salary.
Full P&L, balance sheet, cash flow statement. US GAAP-compliant. Board-ready with variance commentary.
Revenue, gross margin, AR days, inventory turns, and industry-specific metrics — updated live.
Rolling weekly cash forecast with scenario modelling. Essential for managing manufacturing cash cycles and energy-contract timing.
Monthly variance analysis by department, product line, or cost center.
45-minute call to review the numbers, flag risks, and discuss growth opportunities.
Income tax, franchise tax, sales-tax compliance, and multi-state nexus monitoring. Working papers for your CPA.
Fund administration, regulatory reporting, partnership accounting, and investor-level financial packages for Charlotte's finance sector.
Revenue recognition on long-term contracts, equipment depreciation, and regulatory compliance for energy-services companies.
Standard costing, work-order tracking, inventory valuation, and product-line profitability for Charlotte manufacturers.
Utilization tracking, project profitability, partner compensation modelling, and client-level P&L.
Yes. Stuart's 24-year career includes extensive experience with complex financial instruments and institutional-quality reporting. We produce the management accounts, investor reports, and regulatory-ready financial packages that Charlotte's financial services ecosystem expects — including fund-level NAV calculations, partnership distributions, and compliance documentation.
NC's franchise tax is the greater of $200 or $1.50 per $1,000 of the largest of three bases: net worth, investment in tangible property in NC, or 55% of appraised ad valorem property. For multi-state companies, the apportionment formula matters significantly. We model your franchise tax quarterly and coordinate with your CPA on minimization strategies.
Absolutely. We implement standard-cost models, set up work-order tracking in your accounting system, manage BOM-driven cost roll-ups, and produce product-line profitability reports monthly. This gives you the data to make informed pricing, product-mix, and operational-efficiency decisions.
Most Charlotte engagements are fully onboarded within 2 weeks. We connect to your accounting platform on day one and deliver your first management pack by the end of week two.
30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.
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