Stuart Wilson, ACMA CGMA Fractional CFO & Controller · AICPA Member
Utah is one of the most concentrated SaaS and fintech ecosystems in the US — Silicon Slopes runs from Salt Lake City through Lehi to Provo. Companies here scale fast but the financial reporting often lags: ARR/MRR not properly normalised, ASC 606 not applied cleanly, multi-entity consolidation manual. We deliver Silicon Valley-grade management accounts and Utah tax compliance — by a CGMA with 24 years across professional finance.
No contracts · Cancel anytime · From $3,995/mo
Utah SaaS companies often hit $5–$30M ARR with bookkeeper-grade reporting that breaks at scale. ARR vs MRR not properly normalised, ASC 606 revenue recognition not applied, deferred revenue waterfalls incorrect, multi-currency consolidation manual. The first investor-led round (or strategic acquirer diligence) exposes all of it. We rebuild the reporting infrastructure before that conversation happens.
Silicon Slopes hosts a meaningful fintech cluster (lending, payments, embedded finance). Regulated entities need GAAP financials, capital adequacy reporting, customer fund segregation accounting, and audit-ready working papers from day one — not retrofitted before a Series B. We build the financial controls that pass regulator reviews and lender diligence.
Beyond tech, Utah has Intermountain Healthcare and a deep outdoor-recreation industry (Backcountry, Black Diamond, Salt Lake City as the Outdoor Retailer hub). Both sectors have specialised reporting needs: seasonal revenue cycles, inventory aging, multi-channel D2C/wholesale splits, and healthcare reimbursement complexity. Generic bookkeepers don't deliver any of this.
Utah has a deep private-equity and family-office community, with many SLC-based holding companies operating multi-entity structures. We deliver intercompany eliminations, entity-level P&L, consolidated reporting with audit trails, and lender-ready financial packages across all portfolio companies.
Everything a full-time CFO delivers — without the $250K salary.
Full P&L, balance sheet, cash flow. US GAAP-compliant with ASC 606 revenue recognition. Board-ready with commentary.
ARR, MRR, NRR, gross retention, CAC, LTV, payback period, Rule of 40, magic number. Investor-ready format.
Rolling weekly cash forecast with scenario modelling. Critical for SaaS burn management and milestone-based fundraising.
Intercompany eliminations, entity-level P&L, consolidated reporting for holding companies and PE portfolios.
Monthly investor email, quarterly board pack, audit-ready working papers. Series A through C tested.
Utah 4.65% income tax, sales tax across multiple jurisdictions, R&D tax credit documentation. Working papers for your CPA.
ARR/MRR tracking, ASC 606 revenue recognition, deferred revenue waterfalls, investor reporting.
Capital adequacy reporting, customer fund segregation, regulated-entity audit readiness.
Multi-provider P&L, revenue-cycle reporting, payor-mix analysis, practice profitability.
Multi-channel revenue splits, inventory aging, seasonal cycle reporting, wholesale/D2C economics.
Yes. SaaS finance is one of our core specialisms — proper ARR vs MRR normalisation, ASC 606 revenue recognition (5-step model applied to subscription, usage-based, and hybrid contracts), deferred revenue waterfalls, contract modification accounting, and the investor-grade SaaS KPIs (NRR, gross retention, CAC, LTV, payback). The trap most Utah SaaS companies fall into is bookkeeping at $5M ARR using tools designed for $500K ARR. We fix that before your Series B diligence.
Utah's flat 4.65% income tax is one of the most business-friendly rates in the US, but you still need to manage: sales tax across multiple jurisdictions (different rates per city, especially in the Wasatch Front), unemployment insurance, workers' comp, and the Tax Commission's quarterly estimated payments. SaaS companies also need to track economic nexus across all 50 states (Wayfair) — Utah-based companies frequently miss this.
Yes. Multi-entity consolidation is core to our offering. We eliminate intercompany transactions, produce entity-level P&L for each portfolio company, deliver consolidated management views by the 5th, and prepare audit-ready working papers. Especially common in Utah given the deep PE/family-office community.
R&D tax credit can be material for SaaS and tech companies — Utah has its own state R&D credit (4.85% of qualified expenses above base, plus 7.5% for university-collaborative research). We document qualifying activities monthly so that you don't scramble at year-end. We don't file the actual R&D credit (your CPA does that) but we deliver the working papers ready for them.
Most SLC engagements onboard within 2 weeks. We connect to your accounting platform on day one and deliver your first management pack by end of week two.
30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.
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