Get Your Diagnostic
BlackpeakCFO Fractional Controller & CFO
Serving Michigan Businesses

Fractional CFO & Controller
Services in Michigan

Michigan's flat 4.25% individual income tax and 6% Corporate Income Tax (CIT) create a manageable but nuanced tax environment. As the heart of America's auto industry and a growing tech hub in Ann Arbor and Detroit, Michigan businesses need financial leadership that can handle both legacy manufacturing and startup innovation. BlackpeakCFO delivers both, led by a CGMA with 24 years in professional finance.

Book a Free Discovery Call See Michigan Pricing

No contracts · Cancel anytime · From $3,995/mo

ACMA CGMA
Chartered Global Management Accountant
24 Years
Professional Finance · ACMA CGMA
$2B+
Assets under management experience

Why Michigan Businesses Need a Fractional CFO

CIT & City Income Tax Management

Michigan's 6% CIT plus city-level income taxes in 24 cities (including Detroit at 2%) create layered obligations. We manage your filings across all applicable jurisdictions and optimize your total Michigan tax position.

Auto Industry Financial Leadership

Detroit's Big Three and their massive supplier networks require sophisticated cost accounting, platform-level financial planning, and EV-transition investment analysis. We deliver it.

EV Transition Strategy

Michigan's auto industry is investing billions in electric vehicle production. We provide capital project financial planning, incentive optimization, and supply-chain restructuring analysis for the EV transition.

Tech Sector Growth Finance

Ann Arbor and Detroit's tech renaissance spans mobility, AI, and health tech. We support high-growth companies with fundraising strategy, burn-rate management, and board reporting.

What You Get Each Month

Everything a full-time CFO delivers — without the $250K salary.

Management Accounts by the 5th

Full P&L, balance sheet, cash flow statement. US GAAP-compliant. Board-ready with variance commentary — not a raw trial balance.

KPI Dashboard

Revenue, gross margin, AR days, AP days, cash runway, burn rate. Updated live. Know where you stand before month-end.

13-Week Cash Flow Forecast

Rolling weekly cash forecast with scenario modelling. The document lenders and investors ask for — always current.

Tax & Compliance Oversight

We manage Michigan's Corporate Income Tax compliance, city-level income taxes, and financial strategy for auto manufacturing, technology, and agriculture businesses.

Monthly Strategy Call

45-minute call to review the numbers, flag risks, discuss opportunities. Like having a CFO in the room without the full-time overhead.

Budget vs. Actual Reporting

Monthly variance analysis so you know exactly where you're over or under plan — before it becomes a problem.

See the full deliverables list →

Michigan Pricing

No contracts. No hidden fees. Cancel with 30 days' notice.

Controller
$3,995/mo

Monthly management accounts, bank reconciliation, compliance tracking

  • Management accounts by the 5th
  • P&L, balance sheet, cash flow
  • Bank & credit card reconciliation
  • Corporate Income Tax (CIT) & auto-sector planning
  • Monthly strategy call
  • Deadline & compliance tracking
Book Discovery Call
Most Popular
CFO
$5,995/mo

Full strategic CFO — for businesses scaling past $5M

  • Everything in Controller
  • KPI dashboard (live)
  • 13-week cash flow forecast
  • Budget vs. actual reporting
  • Board pack preparation
  • Fortnightly strategy calls
  • Sales-tax nexus analysis
Book Discovery Call
CFO + Strategic
$8,995/mo

Multi-entity, M&A-ready, investor reporting

  • Everything in CFO
  • Multi-entity consolidation
  • M&A due diligence support
  • Investor & lender reporting
  • Weekly strategy calls
  • Custom financial models
Book Discovery Call

Michigan-Specific Compliance We Handle

Corporate Income Tax (CIT)

Michigan's 6% CIT filing including apportionment, unitary combined reporting, and quarterly estimated payments.

Sales & Use Tax

Michigan's 6% sales tax compliance, including industrial processing exemptions critical for manufacturers.

City Income Tax

Compliance with city-level income taxes in Detroit, Grand Rapids, and 22 other Michigan cities.

Withholding & Payroll Tax

State income tax withholding at the flat 4.25% rate, city tax withholding, and quarterly reconciliation.

Annual Report Filing

Filing the Michigan annual report with the Department of Licensing and Regulatory Affairs (LARA).

Industries We Serve in Michigan

Automotive Manufacturing

Detroit's Big Three and thousands of suppliers form the backbone of Michigan's economy. We provide platform-level cost accounting, supplier-tier financial management, and EV-transition investment analysis.

Technology

Ann Arbor's tech ecosystem and Detroit's startup revival span mobility tech, AI, and SaaS. We deliver financial leadership for high-growth companies navigating fundraising and scaling.

Agriculture

Michigan's diverse agriculture — cherries, blueberries, dairy, and more — generates billions. We manage seasonal cash-flow planning and commodity-price risk.

Tourism

Michigan's Great Lakes coastline and ski resorts drive seasonal tourism. We provide cash-flow bridging and multi-location hospitality financial management.

Healthcare

Michigan Medicine, Beaumont, and Spectrum Health anchor the state's healthcare sector. We provide revenue-cycle management and system-level financial strategy.

Real Estate & Construction

Detroit's urban revitalization drives significant development. We manage project financials, tax-increment financing compliance, and investor reporting.

Questions Michigan Business Owners Ask

How do Michigan's city income taxes affect my business?

Twenty-four Michigan cities levy their own income taxes, with Detroit at 2% for residents and 1% for nonresidents. If you operate or have employees in these cities, you have additional withholding and filing obligations. We manage compliance across all applicable city jurisdictions.

Do I still need a CPA if I hire a fractional CFO?

Absolutely — and we work alongside your CPA rather than replacing them. Your CPA handles tax preparation and filing, while we provide strategic financial leadership, forecasting, and day-to-day financial oversight. Most clients find this combination delivers both compliance accuracy and forward-looking financial strategy.

How are you helping auto companies navigate the EV transition?

We provide capital project financial planning for EV production lines, analyze available federal and state incentives, model supply-chain restructuring costs, and develop long-range financial forecasts for companies transitioning from ICE to EV platforms.

What size company benefits from a fractional CFO?

Businesses generating $1M–$30M in revenue see the greatest impact. You need real financial strategy but may not justify a full-time CFO. Our fractional model provides senior-level expertise at a fraction of the cost.

How quickly can you start?

Most engagements begin within two weeks of signing. We use a structured onboarding process to get up to speed on your financials, systems, and goals so we can deliver value from day one.

Michigan Resources

Guide
Michigan CIT & City Tax Planning Guide for 2026
Read the guide →
Checklist
Michigan Auto Supplier Financial Compliance Checklist
Download now →
Insight
EV Transition Financial Strategy for Michigan Manufacturers
Learn more →

Browse all articles →

Also Serving

Illinois Indiana Iowa Kansas Minnesota Texas Florida California

United Kingdom →

Ready to Get Your Michigan Finances Under Control?

30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.

Book Your Free Discovery Call →

Or get in touch via email