Stuart Wilson, ACMA CGMA Fractional CFO & Controller · AICPA Member
Texas rewards lean operators — no state income tax, but the franchise tax, nexus complexity, and energy-sector accounting require precision. Management accounts on your desk by the 5th, cash-flow forecasts updated weekly, and franchise-tax filings handled — by a CGMA with 24 years in professional finance.
No contracts · Cancel anytime · From $3,995/mo
Texas has no personal or corporate income tax, but the franchise tax (margin tax) catches businesses off-guard. The 2026 thresholds require careful planning: entities above $2.47M in annualized total revenue must file, and choosing between the 70% revenue, COGS, compensation, or $1M deduction methods can mean tens of thousands in savings. A fractional CFO models all four methods every quarter so you never overpay.
Texas's core industries — oil and gas, construction, and real estate development — come with specialized accounting: percentage-of-completion, joint-interest billing, depletion calculations, surety bond financials, and retainage tracking. Generic bookkeepers miss these nuances. We don't.
Selling outside Texas? Post-Wayfair nexus rules mean you may owe sales tax in dozens of states. Texas's 6.25% state rate (up to 8.25% with local add-ons) is just the start. We monitor your nexus exposure, file threshold analysis quarterly, and coordinate with your CPA on multi-state registrations.
Texas is adding 1,000+ people per day. If your business is riding that wave, you can't wait until the 28th for management accounts. You need a 13-week cash-flow forecast, rolling budgets, and a KPI dashboard updated in real time — so you can hire, invest, and expand with confidence.
Everything a full-time CFO delivers — without the $250K salary.
Full P&L, balance sheet, cash flow statement. US GAAP-compliant. Board-ready with variance commentary — not a raw trial balance.
Revenue, gross margin, AR days, AP days, cash runway, burn rate. Updated live. Know where you stand before month-end.
Rolling weekly cash forecast with scenario modelling. The document lenders and investors ask for — always current.
Franchise tax calculations, sales-tax nexus monitoring, annual report deadlines tracked. Working papers prepared for your CPA.
45-minute call to review the numbers, flag risks, discuss opportunities. Like having a CFO in the room without the full-time overhead.
Monthly variance analysis so you know exactly where you're over or under plan — before it becomes a problem.
No contracts. No hidden fees. Cancel with 30 days' notice.
Monthly management accounts, bank reconciliation, compliance tracking
Full strategic CFO — for businesses scaling past $5M
Multi-entity, M&A-ready, investor reporting
We model all four computation methods — 70% of total revenue, COGS, compensation, and $1M standard deduction — every quarter. For 2026, the no-tax-due threshold sits at $2.47M annualized total revenue and the EZ computation rate is 0.331%. We make sure you use the method that minimizes your bill.
Texas's 6.25% state rate plus local add-ons (up to 8.25% combined) apply to tangible goods and many services. We reconcile sales-tax filings monthly, monitor local-rate changes, and flag items where exemption certificates are needed.
For energy-sector clients: oil production tax (4.6%), gas production tax (7.5%), and regulatory fees. We track royalty payments, joint-interest billing, and depletion schedules so your books match the Comptroller's expectations.
Post-Wayfair, Texas businesses selling out of state face economic nexus in every state they sell into. We run quarterly nexus-threshold checks across all 50 states and coordinate registrations with your CPA.
Unemployment tax, quarterly wage reports, and new-hire reporting. We reconcile payroll liabilities monthly and make sure your TWC account stays in good standing.
Revenue recognition, depletion schedules, joint-interest billing, and severance-tax tracking for upstream and midstream operators.
Job costing, WIP schedules, percentage-of-completion reporting, retainage tracking, and surety-bond financial statements.
ARR/MRR tracking, ASC 606 revenue recognition, deferred revenue waterfalls, and investor-ready reporting for Austin's tech ecosystem.
Multi-provider P&L, insurance reimbursement tracking, practice-level profitability, and HIPAA-aware financial reporting.
Property-level NOI, CAM reconciliation, 1031 exchange tracking, and lender-ready financial packages for Texas's booming real estate market.
IOLTA trust accounting, matter-level profitability, partner compensation modelling, and Texas Bar compliance for trust accounts.
We model all four computation methods each quarter — 70% of total revenue, COGS deduction, compensation deduction, and the $1M standard deduction — then recommend the one that produces the lowest tax. We prepare the working papers and coordinate with your CPA for filing. For 2026, the no-tax-due threshold is $2.47M annualized total revenue; the EZ computation rate is 0.331% for qualifying entities under $20M.
Yes — and that's by design. Your CPA files your federal and state returns. We prepare the management accounts, cash-flow forecasts, and strategic reporting in between. We also prepare clean working papers so your CPA's job is faster and cheaper. Think of us as your in-house finance team; your CPA is your external compliance partner.
Absolutely. Stuart's career spans complex financial instruments and industry-specific accounting. For energy clients, we handle percentage-of-completion revenue recognition, joint-interest billing reconciliation, depletion schedules (cost and percentage methods), and production-tax accruals. We also prepare the financial statements your surety company or lender requires.
Post-Wayfair, you likely have economic nexus in every state where you exceed their sales threshold (typically $100K in sales or 200 transactions). We run quarterly nexus scans, track your exposure by state, and coordinate registrations and filings with your CPA. This prevents surprise audits and penalty assessments.
Most Texas engagements are fully onboarded within 2 weeks. We connect to your QuickBooks, Xero, or Sage instance on day one, run a diagnostic on your chart of accounts by day three, and deliver your first management pack by the end of week two. No long implementation projects.
Also Serving
30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.
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