Stuart Wilson, ACMA CGMA Fractional CFO & Controller · AICPA Member
Arizona's flat 2.5% individual income tax rate and unique Transaction Privilege Tax (TPT) — levied on the seller, not the buyer — create a distinctive business environment. With Phoenix ranking among the fastest-growing metro areas and a booming tech corridor, smart financial leadership is essential. BlackpeakCFO delivers that leadership, guided by a CGMA with 24 years in professional finance.
No contracts · Cancel anytime · From $3,995/mo
Arizona's TPT is a gross-receipts tax on the seller across 16+ business classifications, each with its own rate and rules. We map your activities to the correct classifications and ensure you never overpay or under-report.
Arizona's 2.5% flat individual income tax rate is among the lowest in the nation. We structure owner compensation, distributions, and entity elections to maximize your after-tax position under this favorable regime.
Phoenix and Scottsdale are attracting tech companies and startups at a rapid pace. We provide the financial modeling, fundraising support, and board-ready reporting that high-growth companies need.
From the Qualified Facility Tax Credit to R&D credits and Foreign Trade Zone benefits, Arizona offers significant business incentives. We identify every program you qualify for and build them into your financial plan.
Everything a full-time CFO delivers — without the $250K salary.
Full P&L, balance sheet, cash flow statement. US GAAP-compliant. Board-ready with variance commentary — not a raw trial balance.
Revenue, gross margin, AR days, AP days, cash runway, burn rate. Updated live. Know where you stand before month-end.
Rolling weekly cash forecast with scenario modelling. The document lenders and investors ask for — always current.
We handle Arizona's Transaction Privilege Tax filings across all applicable business classifications, plus corporate income tax planning under the state's competitive flat-rate structure.
45-minute call to review the numbers, flag risks, discuss opportunities. Like having a CFO in the room without the full-time overhead.
Monthly variance analysis so you know exactly where you're over or under plan — before it becomes a problem.
No contracts. No hidden fees. Cancel with 30 days' notice.
Monthly management accounts, bank reconciliation, compliance tracking
Full strategic CFO — for businesses scaling past $5M
Multi-entity, M&A-ready, investor reporting
Monthly or quarterly TPT returns across all applicable business classification codes, including local city tax components.
Arizona corporate income tax compliance at the 4.9% rate, including apportionment for multi-state operations using the sales-factor formula.
Tracking and remitting Arizona use tax on out-of-state purchases where TPT was not collected at the point of sale.
State income tax withholding filings and reconciliation, aligned with Arizona's flat-rate withholding percentages.
Submitting your Arizona Corporation Commission annual report to maintain corporate authority and good standing.
Phoenix's tech sector has exploded with companies like Axon, GoDaddy, and a flood of California transplants. We provide financial leadership for SaaS companies, fintech firms, and tech startups navigating rapid growth.
Arizona hosts Raytheon, Boeing, and Luke AFB, making it a top aerospace state. We manage government contract financials, ITAR compliance tracking, and defense-sector cost accounting.
Arizona produces 70% of US copper. We handle mine-level cost accounting, commodity hedging strategy, and environmental remediation financial planning.
With Banner Health, HonorHealth, and a growing medical device sector, Arizona healthcare demands precise revenue-cycle management and payer-mix analysis.
Arizona's real estate boom requires sophisticated project-based accounting. We manage cash-flow projections, construction draws, and investor reporting for developers.
Arizona's 3B agricultural industry spans cotton, citrus, and livestock. We provide seasonal financial planning, water-rights cost analysis, and USDA program compliance.
TPT is a gross-receipts tax on the privilege of doing business in Arizona, levied on the seller rather than the buyer. It applies across 16+ classifications at varying rates, plus city-level additions. We determine your correct classifications, calculate your liability, and file on time across all jurisdictions.
Absolutely — and we work alongside your CPA rather than replacing them. Your CPA handles tax preparation and filing, while we provide strategic financial leadership, forecasting, and day-to-day financial oversight. Most clients find this combination delivers both compliance accuracy and forward-looking financial strategy.
Arizona's flat 2.5% individual income tax rate, 4.9% corporate rate, and pro-business regulatory environment make it highly competitive. However, the TPT system and varying city taxes add complexity. We help you capture the benefits while managing the compliance requirements.
Businesses generating M–0M in revenue typically benefit most. You need strategic financial leadership but may not require a full-time CFO costing 50K+. Our fractional model delivers senior expertise at a fraction of that investment.
Most engagements begin within two weeks of signing. We use a structured onboarding process to get up to speed on your financials, systems, and goals so we can deliver value from day one.
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30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.
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