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BlackpeakCFO Fractional Controller & CFO
🇺🇸 US Compliance · Productised

1099 Filing Service
$149 up to 10 contractors

Send us your contractor list, we file every 1099. From $149 for up to 10 contractors.

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No retainer · ACMA CGMA reviewed · Annual (January 31 deadline)

Every US business that paid an independent contractor $600+ in 2025 must file Form 1099-NEC with the IRS and each state by January 31. Miss the deadline and penalties stack: $60/form up to August, then $310/form, capped at $3,987,000. The DIY market is saturated (Tax1099, Track1099, eFile4Biz — all $2-$3/form software you configure yourself). Nobody productises 'send us a CSV, we handle it.' We do — flat $149 for up to 10 contractors, $9 per additional. CGMA-reviewed before submission.

Who Buys This

US businesses (any state, any entity type) with 1-100 contractors paid in 2025

1

You paid contractors $600+ each and the IRS deadline is January 31

2

Last year you forgot a contractor and got hit with the $60-$310/form penalty

3

Your bookkeeper uses Tax1099 but expects you to collect W-9s and configure forms

4

Your 1099-K reconciliation from Stripe/PayPal/Venmo doesn't tie to your bookkeeping

What's Included for $149

Compared to the Alternatives

OptionPriceProsCons
Tax1099 / Track1099 (DIY) $2.90-$3.10/form Cheapest per form You collect W-9s, validate TINs, configure forms, manage rejections
Generic CPA $25-$50/form managed Personal review Often bundled into $500+ annual retainer; slower turnaround
BlackpeakCFO $149 for up to 10 ($9 each above) Done-for-you, CGMA review, W-9 collection included, audit trail For 200+ contractors (high-volume staffing agencies), use Tax1099 enterprise
Order · $149

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Submit the form. We reply within 1 business day with payment link + next steps.

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FAQs

What's the difference between 1099-NEC and 1099-MISC?

1099-NEC is for non-employee compensation paid to contractors ($600+). 1099-MISC is for rent, prizes, attorney payments, royalties, etc. Most businesses only need 1099-NEC. We assess which form applies to each payment automatically.

What if I missed the January 31 deadline?

File immediately. Penalties scale by lateness: $60/form (filed within 30 days), $130/form (filed by August 1), $330/form (after August 1 or never filed). We can file late and include a reasonable-cause letter that often reduces penalties to zero — particularly for first-time late filers.

Does the $149 include state filing?

Yes for states that participate in the Combined Federal/State Filing program (35 states + DC — IRS forwards data automatically). For non-participating states (e.g. California, Massachusetts, New York), state filing is $19/state added. Most clients pay $149 + $0 because their contractors are in CFSF states.

Can you handle 1099-K reconciliation?

Yes. If you receive 1099-Ks from Stripe, PayPal, Venmo, Etsy, Amazon, etc., we reconcile those gross-payment-volume figures to your actual revenue (1099-K is gross; your revenue may include refunds/fees that net to less). $99 add-on per platform per year. Critical for e-commerce businesses with multiple payment processors.

My contractor is an LLC — do I still need to issue a 1099?

Usually yes. Single-member LLCs and partnerships taxed as such get 1099s. Multi-member LLCs taxed as corporations (S-corp or C-corp election) do NOT get 1099s (except for legal fees). Their W-9 will indicate. We validate this automatically.

Other US Compliance Services

S-Corp Election Package $395 Multi-State Sales Tax Registration $199/state Reasonable Compensation Report $495 Foreign LLC Qualification (Out-of-State Registration) $349