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BlackpeakCFO Fractional Controller & CFO
Serving Washington Businesses

Fractional CFO & Controller
Services in Washington

Washington has no corporate or personal income tax, but its Business & Occupation (B&O) tax — a gross-receipts tax with rates varying by business classification — applies to virtually every dollar of revenue regardless of profitability. With Microsoft, Amazon, Boeing, and thousands of startups, Washington's economy demands CFO-level oversight. BlackpeakCFO provides it, led by a CGMA with 24 years in professional finance.

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No contracts · Cancel anytime · From $3,995/mo

ACMA CGMA
Chartered Global Management Accountant
24 Years
Professional Finance · ACMA CGMA
$2B+
Assets under management experience

Why Washington Businesses Need a Fractional CFO

B&O Tax Expertise

Washington's B&O tax applies to gross receipts at rates from 0.138% to 3.3% depending on classification, regardless of profitability. We classify your activities correctly, apply all available credits and deductions, and manage filings to minimize your obligation.

No Income Tax Strategy

Washington's absence of income tax is a massive advantage for business owners and employees. We structure compensation, distributions, and entity elections to maximize this benefit across your full financial picture.

Tech Sector Financial Leadership

Seattle's tech corridor — Microsoft, Amazon, and thousands of startups — needs world-class financial management. We provide fundraising support, growth-stage leadership, and board-ready reporting.

International Trade & Aerospace

Boeing's Seattle roots and the state's Pacific Rim trade position create global financial complexity. We manage transfer pricing, international tax coordination, and aerospace-sector cost accounting.

What You Get Each Month

Everything a full-time CFO delivers — without the $250K salary.

Management Accounts by the 5th

Full P&L, balance sheet, cash flow statement. US GAAP-compliant. Board-ready with variance commentary — not a raw trial balance.

KPI Dashboard

Revenue, gross margin, AR days, AP days, cash runway, burn rate. Updated live. Know where you stand before month-end.

13-Week Cash Flow Forecast

Rolling weekly cash forecast with scenario modelling. The document lenders and investors ask for — always current.

Tax & Compliance Oversight

We manage Washington's Business & Occupation tax across all applicable classifications, sales-tax compliance, and financial strategy for tech, aerospace, and international trade businesses.

Monthly Strategy Call

45-minute call to review the numbers, flag risks, discuss opportunities. Like having a CFO in the room without the full-time overhead.

Budget vs. Actual Reporting

Monthly variance analysis so you know exactly where you're over or under plan — before it becomes a problem.

See the full deliverables list →

Washington Pricing

No contracts. No hidden fees. Cancel with 30 days' notice.

Controller
$3,995/mo

Monthly management accounts, bank reconciliation, compliance tracking

  • Management accounts by the 5th
  • P&L, balance sheet, cash flow
  • Bank & credit card reconciliation
  • Business & Occupation (B&O) tax management
  • Monthly strategy call
  • Deadline & compliance tracking
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Most Popular
CFO
$5,995/mo

Full strategic CFO — for businesses scaling past $5M

  • Everything in Controller
  • KPI dashboard (live)
  • 13-week cash flow forecast
  • Budget vs. actual reporting
  • Board pack preparation
  • Fortnightly strategy calls
  • Sales-tax nexus analysis
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CFO + Strategic
$8,995/mo

Multi-entity, M&A-ready, investor reporting

  • Everything in CFO
  • Multi-entity consolidation
  • M&A due diligence support
  • Investor & lender reporting
  • Weekly strategy calls
  • Custom financial models
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Washington-Specific Compliance We Handle

Business & Occupation Tax

Monthly or quarterly B&O tax filings with proper classification across all applicable categories and application of multiple activities tax credit (MATC).

Sales & Use Tax

Washington's 6.5% state sales tax plus local components reaching 10.5%+, with destination-based sourcing and proper exemption management.

Long-Term Capital Gains Tax

Washington's 7% tax on long-term capital gains exceeding $250K, affecting business owners on exits and large transactions.

Federal Payroll Compliance

Without state income tax withholding, federal payroll compliance and FUTA obligations are the primary employment-tax focus, plus Paid Family & Medical Leave.

Annual Report Filing

Filing the Washington annual report with the Secretary of State to maintain corporate good standing.

Industries We Serve in Washington

Technology

Microsoft, Amazon, and the Seattle-Bellevue tech corridor define the sector. We provide growth-stage financial leadership, fundraising strategy, and IPO-readiness financial management.

Aerospace

Boeing and its supply chain remain central to Washington's economy. We manage aerospace cost accounting, government contract financials, and supply-chain financial oversight.

Agriculture

Washington's apple, wine, and wheat production generates billions. We handle seasonal cash-flow management, export logistics, and USDA program compliance.

International Trade

Seattle and Tacoma's ports connect the US to Pacific Rim markets. We manage customs-duty optimization, foreign trade zone accounting, and international trade financial planning.

Healthcare

Virginia Mason, Providence, and UW Medicine serve the state. We provide revenue-cycle management and healthcare financial strategy.

Clean Energy & Sustainability

Washington's hydropower base and clean-energy mandates drive investment. We provide project-finance modeling for renewable energy and sustainability initiatives.

Questions Washington Business Owners Ask

How does Washington's B&O tax work?

The B&O tax is a gross-receipts tax levied on all business activity in Washington, with rates varying by classification (e.g., 0.471% for retailing, 1.5% for services). Because it applies to revenue regardless of profitability, it can be significant for low-margin businesses. We classify your activities properly and apply the MATC to prevent double taxation.

Do I still need a CPA if I hire a fractional CFO?

Absolutely — and we work alongside your CPA rather than replacing them. Your CPA handles tax preparation and filing, while we provide strategic financial leadership, forecasting, and day-to-day financial oversight. Most clients find this combination delivers both compliance accuracy and forward-looking financial strategy.

What is Washington's capital gains tax?

Washington levies a 7% tax on long-term capital gains exceeding $250K per year. This primarily affects business owners during liquidity events. We provide pre-transaction planning to manage the impact and coordinate with your federal tax strategy.

What size company benefits from a fractional CFO?

Businesses generating $1M–$30M in revenue benefit most. You need strategic financial leadership but may not justify a full-time CFO. Our fractional model provides that expertise affordably.

How quickly can you start?

Most engagements begin within two weeks of signing. We use a structured onboarding process to get up to speed on your financials, systems, and goals so we can deliver value from day one.

Washington Resources

Guide
Washington B&O Tax Optimization Guide for 2026
Read the guide →
Checklist
Washington Business Tax Compliance Checklist
Download now →
Insight
Financial Strategy for Seattle Tech Companies
Learn more →

Browse all articles →

Also Serving

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Ready to Get Your Washington Finances Under Control?

30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.

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