Stuart Wilson, ACMA CGMA Fractional CFO & Controller · AICPA Member
Kentucky's flat 4.5% income tax rate and Limited Liability Entity Tax (LLET) create a dual-layer tax structure that catches many business owners off guard. Combined with the nation's premier bourbon industry, a growing auto manufacturing sector, and the famous horse-racing economy, Kentucky offers unique financial opportunities. BlackpeakCFO navigates them all, led by a CGMA with 24 years in professional finance.
No contracts · Cancel anytime · From $3,995/mo
Kentucky's flat 4.5% income tax plus the LLET (0.095% of gross receipts or 0.75% of gross profits) means businesses pay the greater of income tax or LLET. We model both calculations and develop strategies to minimize your combined liability.
Kentucky produces 95% of the world's bourbon. We provide barrel-inventory valuation, aging-based cash-flow modeling, and excise tax compliance for distillers navigating a uniquely long production cycle.
Toyota, Ford, and GM operate major plants in Kentucky. We deliver cost accounting, capital project financial management, and supply-chain optimization for automotive manufacturers and their suppliers.
Kentucky's .5B+ horse industry requires specialized financial planning. We manage breeding operation financials, stallion syndication accounting, and racing revenue optimization.
Everything a full-time CFO delivers — without the $250K salary.
Full P&L, balance sheet, cash flow statement. US GAAP-compliant. Board-ready with variance commentary — not a raw trial balance.
Revenue, gross margin, AR days, AP days, cash runway, burn rate. Updated live. Know where you stand before month-end.
Rolling weekly cash forecast with scenario modelling. The document lenders and investors ask for — always current.
We manage Kentucky's flat income tax compliance, Limited Liability Entity Tax calculations, and financial strategy for bourbon, auto manufacturing, and equine businesses.
45-minute call to review the numbers, flag risks, discuss opportunities. Like having a CFO in the room without the full-time overhead.
Monthly variance analysis so you know exactly where you're over or under plan — before it becomes a problem.
No contracts. No hidden fees. Cancel with 30 days' notice.
Monthly management accounts, bank reconciliation, compliance tracking
Full strategic CFO — for businesses scaling past $5M
Multi-entity, M&A-ready, investor reporting
Filing Kentucky's flat 4.5% corporate income tax and calculating the Limited Liability Entity Tax, paying the greater of the two obligations.
Kentucky's 6% sales tax compliance, including manufacturing and industrial machinery exemptions and use-tax reporting.
State income tax withholding at the flat rate, occupational license fees, and quarterly filings with the Kentucky Department of Revenue.
Managing Kentucky's county and city occupational license taxes, which function as local income taxes.
Filing the Kentucky annual report with the Secretary of State to maintain corporate good standing.
Kentucky's 95% share of global bourbon production demands specialized barrel-inventory accounting, barrel-tax planning, and long-cycle cash-flow management.
Toyota's Georgetown plant and Ford's Louisville assembly drive a massive supplier ecosystem. We provide tier-1 and tier-2 supplier cost accounting and capital planning.
From Keeneland to Churchill Downs, the equine industry is a Kentucky institution. We manage breeding-farm financials, stallion shares, and racing-stable revenue optimization.
Kentucky tobacco, corn, and soybean production drives significant agricultural revenue. We handle commodity planning and USDA program compliance.
Major systems like Norton Healthcare and Baptist Health serve the state. We provide revenue-cycle oversight and financial strategy for healthcare organizations.
Beyond auto, Kentucky's manufacturing spans chemicals, aluminum, and food processing. We deliver cost-center accounting and capital expenditure planning.
The Limited Liability Entity Tax imposes the greater of 0.095% of gross receipts or 0.75% of gross profits as a minimum tax. Even if your income tax liability is low, the LLET ensures a minimum payment. We model both calculations quarterly and develop strategies to manage this dual obligation.
Absolutely — and we work alongside your CPA rather than replacing them. Your CPA handles tax preparation and filing, while we provide strategic financial leadership, forecasting, and day-to-day financial oversight. Most clients find this combination delivers both compliance accuracy and forward-looking financial strategy.
Yes — we specialize in the unique financial requirements of bourbon distilling, including barrel-inventory valuation at various aging stages, barrel-tax compliance, bonded-warehouse cost allocation, and multi-year cash-flow projections for products that may age 8–12 years before sale.
Businesses generating M–0M in revenue benefit most. You need financial strategy but may not justify a full-time CFO at 50K+. Our fractional model delivers senior-level expertise affordably.
Most engagements begin within two weeks of signing. We use a structured onboarding process to get up to speed on your financials, systems, and goals so we can deliver value from day one.
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30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.
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