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BlackpeakCFO Fractional Controller & CFO
Serving Ohio Businesses

Fractional CFO & Controller
Services in Ohio

Ohio has no traditional corporate income tax — instead, it levies the Commercial Activity Tax (CAT), a gross-receipts tax of 0.26% on taxable gross receipts over $1M. Combined with a progressive individual income tax and complex municipal income tax system spanning hundreds of jurisdictions, Ohio's business tax environment is uniquely challenging. BlackpeakCFO navigates it expertly, led by a CGMA with 24 years in professional finance.

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No contracts · Cancel anytime · From $3,995/mo

ACMA CGMA
Chartered Global Management Accountant
24 Years
Professional Finance · ACMA CGMA
$2B+
Assets under management experience

Why Ohio Businesses Need a Fractional CFO

CAT Tax Management

Ohio's 0.26% CAT on gross receipts over $1M applies regardless of profitability. For low-margin businesses, this can be significant. We analyze your receipts sourcing, identify exclusions, and develop strategies to minimize your CAT liability.

Municipal Income Tax Navigation

Ohio has over 600 municipal income tax jurisdictions, each with its own rates and rules. We centralize your compliance, manage withholding across all applicable cities, and optimize your credit positions.

Manufacturing & Industrial Finance

Ohio's manufacturing heritage spans auto, steel, polymers, and aerospace. We provide cost-center accounting, capital project financial management, and supply-chain optimization.

Healthcare & Insurance Strategy

Columbus and Cleveland host major insurers and health systems. We deliver regulatory financial reporting, revenue-cycle management, and healthcare-sector growth strategy.

What You Get Each Month

Everything a full-time CFO delivers — without the $250K salary.

Management Accounts by the 5th

Full P&L, balance sheet, cash flow statement. US GAAP-compliant. Board-ready with variance commentary — not a raw trial balance.

KPI Dashboard

Revenue, gross margin, AR days, AP days, cash runway, burn rate. Updated live. Know where you stand before month-end.

13-Week Cash Flow Forecast

Rolling weekly cash forecast with scenario modelling. The document lenders and investors ask for — always current.

Tax & Compliance Oversight

We manage Ohio's Commercial Activity Tax, municipal income tax compliance across hundreds of jurisdictions, and financial strategy for manufacturing, healthcare, and technology businesses.

Monthly Strategy Call

45-minute call to review the numbers, flag risks, discuss opportunities. Like having a CFO in the room without the full-time overhead.

Budget vs. Actual Reporting

Monthly variance analysis so you know exactly where you're over or under plan — before it becomes a problem.

See the full deliverables list →

Ohio Pricing

No contracts. No hidden fees. Cancel with 30 days' notice.

Controller
$3,995/mo

Monthly management accounts, bank reconciliation, compliance tracking

  • Management accounts by the 5th
  • P&L, balance sheet, cash flow
  • Bank & credit card reconciliation
  • Commercial Activity Tax (CAT) optimization
  • Monthly strategy call
  • Deadline & compliance tracking
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Most Popular
CFO
$5,995/mo

Full strategic CFO — for businesses scaling past $5M

  • Everything in Controller
  • KPI dashboard (live)
  • 13-week cash flow forecast
  • Budget vs. actual reporting
  • Board pack preparation
  • Fortnightly strategy calls
  • Sales-tax nexus analysis
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CFO + Strategic
$8,995/mo

Multi-entity, M&A-ready, investor reporting

  • Everything in CFO
  • Multi-entity consolidation
  • M&A due diligence support
  • Investor & lender reporting
  • Weekly strategy calls
  • Custom financial models
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Ohio-Specific Compliance We Handle

Commercial Activity Tax

Ohio CAT quarterly filings on taxable gross receipts over $1M at the 0.26% rate, including proper sourcing and exclusion management.

Municipal Income Tax

Compliance with Ohio's 600+ municipal income tax jurisdictions, including withholding, filing, and credit management.

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Individual Income Tax

Ohio's progressive individual income tax for business owners, including pass-through entity income.

Sales & Use Tax

Ohio's 5.75% state sales tax plus county components, with manufacturing exemptions and use-tax compliance.

Biennial Report Filing

Filing the Ohio biennial statement with the Secretary of State to maintain corporate good standing.

Industries We Serve in Ohio

Manufacturing

Ohio is a top-5 manufacturing state spanning auto, steel, and polymers. We provide cost-center accounting, capacity analysis, and capital expenditure planning.

Healthcare

Cleveland Clinic, Ohio State Wexner, and major systems anchor the sector. We provide revenue-cycle management and health-system financial strategy.

Financial Services & Insurance

Columbus's insurance sector — Nationwide, Progressive — demands statutory accounting and regulatory capital management. We deliver both.

Technology

Columbus's tech scene and Cleveland's healthtech sector are growing. We support companies with fundraising strategy and growth-stage financial management.

Agriculture

Ohio's diverse agriculture spans soybeans, corn, and dairy. We provide seasonal cash-flow management and commodity-price risk planning.

Logistics & Transportation

Ohio's central location drives logistics operations. We manage fleet financials, warehouse cost optimization, and multi-state tax compliance.

Questions Ohio Business Owners Ask

How does Ohio's Commercial Activity Tax work?

The CAT is a 0.26% gross-receipts tax on Ohio-sourced taxable gross receipts over $1M. Because it is based on revenue, not profit, it can significantly impact low-margin businesses. We analyze your receipts sourcing, apply all available exclusions, and develop strategies to minimize your CAT obligation.

Do I still need a CPA if I hire a fractional CFO?

Absolutely — and we work alongside your CPA rather than replacing them. Your CPA handles tax preparation and filing, while we provide strategic financial leadership, forecasting, and day-to-day financial oversight. Most clients find this combination delivers both compliance accuracy and forward-looking financial strategy.

How do you manage Ohio's complex municipal income taxes?

We maintain a database of all 600+ Ohio municipal tax jurisdictions, track your employee work locations, manage withholding for each applicable city, and file returns across all jurisdictions. We also optimize your credit positions to prevent double taxation.

What size company benefits from a fractional CFO?

Businesses generating $1M–$30M in revenue benefit most. You need real financial strategy but may not justify a full-time CFO. Our fractional model provides senior-level expertise affordably.

How quickly can you start?

Most engagements begin within two weeks of signing. We use a structured onboarding process to get up to speed on your financials, systems, and goals so we can deliver value from day one.

Ohio Resources

Guide
Ohio CAT & Municipal Tax Guide for 2026
Read the guide →
Checklist
Ohio Business Tax Compliance Checklist
Download now →
Insight
Municipal Tax Optimization for Ohio Businesses
Learn more →

Browse all articles →

Cities We Serve in Ohio

Columbus →

Also Serving

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United Kingdom →

Ready to Get Your Ohio Finances Under Control?

30-minute discovery call. We'll review your current setup, identify gaps, and show you exactly what your management accounts should look like. No pitch — just proof.

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