UK · Fixed price · No meetings needed

Quarterly Accounts and MTD VAT Returns
£99 per quarter

In short

Quarterly accounts and VAT returns under Making Tax Digital for UK VAT-registered businesses: each quarter's transactions classified, the VAT account reconciled to the books, and the return prepared and submitted through your MTD-compatible software with your sign-off, for £99 a quarter. Ready within five working days of the quarter end, with the figures explained by email.

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No retainer · ACMA CGMA · Quarterly (four returns a year)

Stuart Wilson, ACMA CGMA Chartered Management Accountant · CIMA since 2013

Once your taxable turnover passes £90,000 you must register for VAT and file returns digitally under Making Tax Digital. Software alone leaves you to classify every transaction and spot reverse-charge items. I do the quarter: collect the transactions from Xero, QuickBooks, Sage, FreeAgent or your spreadsheet, classify standard, reduced, zero-rated and exempt items, reconcile the VAT account to the books, prepare the return and submit it with your sign-off. You get the figures and the payment date by email.

Who this is for

UK VAT-registered businesses that do not need a full finance function

Quarterly VAT admin is eating evenings that should be yours

You are not sure about reverse charge (construction, EU services, digital services)

The VAT account in the software never agrees to the returns you have filed

You are near the £90,000 threshold and want to know whether to register

What is included for £99

✓ Transactions collected from Xero, QuickBooks, Sage, FreeAgent or a spreadsheet
✓ Standard, reduced, zero-rated and exempt items classified
✓ Reverse-charge items identified (construction, EU services, digital services)
✓ Output VAT and reclaimable input VAT calculated
✓ VAT account reconciled to the books every quarter
✓ Return prepared and submitted through MTD-compatible software with your sign-off, with payment instructions by email

Delivery: Reconciled and ready within 5 working days of the quarter end. Price excludes VAT.

How it works

Order below. I reply by email within one working day with the fixed price confirmed in writing and a payment link.
Onboarding form. You upload the records it asks for once. No call needed.
I do the work and send it for your sign-off by email.
Filed and confirmed. You get the receipt, the figures explained, and a reminder for next time.

Compared with the alternatives

Market figures are typical ranges, not quotes from a named firm. Checked 19 October 2026.
Option	Price	For	Against
Do it yourself in software	£15 to £60 a month for the software	Lowest cost	Hours of classification; reverse charge and partial exemption are easy to get wrong
Typical accountancy firm	£150 to £400 a quarter, often bundled	Bundled with year-end	Priced as part of a retainer rather than on its own
BlackpeakCFO	£99 a quarter	Reconciled by a chartered management accountant, 5-day turnaround, no retainer	Higher-volume businesses are better served by monthly bookkeeping with management accounts (from £295 a month)

Order · £99

Order Quarterly Accounts and MTD VAT Returns

Send the form and I reply within one working day with a payment link and the next steps. No call required.

Questions people ask

Do you handle Flat Rate Scheme returns?

Yes, at the same £99 a quarter. Flat Rate returns apply your sector percentage to gross turnover. I also tell you if the standard scheme would cost you less, which is common once input VAT on purchases is significant.

What about the Annual Accounting Scheme?

If you are on annual accounting you file one return a year with interim payments. I quote that as a fixed annual fee in writing before starting, and tell you if quarterly standard returns would suit you better.

Should I register for VAT before I reach £90,000?

Sometimes. If your customers are VAT-registered businesses, voluntary registration lets you reclaim input VAT on purchases. If you sell to consumers, registration usually means adding 20% to your prices or absorbing it. The threshold is £90,000 of taxable turnover in any rolling 12 months. Source: gov.uk, VAT registration.

How is the return submitted?

Under Making Tax Digital the return goes to HMRC through MTD-compatible software (Xero, QuickBooks, Sage, FreeAgent, or bridging software from a spreadsheet). I prepare and reconcile it, you approve the figures by email, and it is submitted through your software, or by me as your agent once that authorisation is in place.

What about the construction industry reverse charge?

The VAT domestic reverse charge has applied to most construction services between VAT-registered businesses since March 2021. I classify those items correctly each quarter. If you are a subcontractor with CIS deductions, those belong in payroll and Corporation Tax, not VAT, and I keep the two in step. Source: gov.uk, VAT domestic reverse charge for building and construction services.

Sources: gov.uk: VAT registration · gov.uk: VAT domestic reverse charge for construction

Related services

About the firm and this page

Who does the work: Stuart Wilson, ACMA CGMA, personally. No juniors, no offshore team, no call centre. His career, 2002 to now · LinkedIn.
Credential: Chartered management accountant: a member of the Chartered Institute of Management Accountants (CIMA) since 2013, with the ACMA and CGMA designations. Seven years as Group Finance Director for a portfolio of SMEs in London (2017 to 2024).
What is not claimed: Not a registered auditor, so no audit opinions. No client counts, testimonials or results figures are published; the sample reports use labelled demo data. Filing as your HMRC agent is set up per client during onboarding.
Prices: Fixed price and fixed scope, in pounds, excluding VAT, agreed in writing before work starts. Delivered in 1 to 5 days or on a monthly cycle, with an onboarding form, email and recorded walkthroughs instead of meetings.
Relationship: BlackpeakCFO is a sister practice of CompanyStack (companystack.co.uk).
Last checked: 19 October 2026

Quarterly Accounts and MTD VAT Returns £99 per quarter