BlackpeakCFO™ Bookkeeping & finance systems
UK bookkeeping catch-up

Books in a mess?
Fixed-price catch-up from £495.

In short

Bookkeeping catch-up for UK sole traders and limited companies whose books have fallen behind in Xero, QuickBooks, Sage, FreeAgent or spreadsheets: transactions posted, bank accounts reconciled, VAT periods checked and a handover pack prepared. £495 for three months, £995 for a full year, from £2,495 for several years. Three months takes five working days, a year ten; onboarding form and email, no meetings.

Months of unposted transactions. Unreconciled bank accounts. VAT returns filed on guesswork. Your accountant chasing for year-end and you do not know where the receipts are. I sort it out: fixed price, fixed timeline, fixed deliverable.

ACMA CGMA · Fixed price · No long contracts · From £495

ACMA · CGMA·Group FD, SME portfolio·ex-Arle Capital·ex-Bancroft PE·24+ years

If any of these sound familiar, this service is for you

📅

You're 3+ months behind on bookkeeping

Receipts in a shoebox, bank feeds not reconciled, transactions sitting in "Ask my accountant" categories since the new year.

📊

Your VAT returns are guesswork

You submitted the last VAT return because HMRC asked for it — but you couldn't actually defend the numbers if HMRC inspected.

⏰

Year-end is approaching

Your accountant wants the books for statutory accounts and you're not ready. They keep sending reminders. The deadline is in 6 weeks.

🔄

MTD ITSA is coming April 2026

From April 2026, sole traders / landlords with £50K+ income need quarterly digital updates. Your records aren't ready for that.

💸

Your Xero / QuickBooks is a tip

Duplicate contacts, transactions split across wrong accounts, two suspense accounts with £40K balances no-one understands.

😰

You've got an HMRC enquiry letter

HMRC has written about a specific year, return, or transaction. You need clean records to respond — fast.

Fixed-price tiers, no surprises

All work done by a chartered management accountant (ACMA CGMA). No outsourcing. Quote agreed in writing before I start. Prices exclude VAT.

Light cleanup

3-Month Catch-Up

£495one-time, ex-VAT

For limited companies / sole traders with up to 3 months of unposted transactions, in a generally tidy accounting platform.

  • Up to 200 transactions reconciled
  • Bank account reconciliation (up to 2 accounts)
  • Sales invoices & supplier bills posted
  • VAT-period reconciliation if relevant
  • Cleanup report listing what we did
  • Handoff notes for your accountant
  • Delivered within 5 working days
Order catch-up →
Multi-year / HMRC enquiry

Multi-Year Reconstruction

From £2,495one-time, ex-VAT

For several years of books, an HMRC enquiry, or getting ready for a sale or a lender. Scoped from a short onboarding form and your records; quoted in writing.

  • 2+ years of transactions reconstructed
  • HMRC enquiry response support
  • Director's loan account reconstruction
  • Forensic working papers (audit-ready)
  • Optional: coordination with your accountant
  • Correspondence with HMRC once you have authorised me as your agent
  • Timeline agreed in the quote
Request a quote →

Accounting platforms we work with

If your books live somewhere, we can clean them up there.

Xero

Bank reconciliation, VAT period clean-up, repeating invoices, contact deduplication, tracking categories.

QuickBooks Online

Bank feed reconciliation, undeposited funds, chart of accounts restructure, VAT100 / MTD compliance.

Sage Business Cloud

Sage 50, Sage Cloud, Sage Business Cloud Accounting — chart restructuring, MTD VAT compatibility.

FreeAgent

Sole-trader and freelancer-focused. Project codes, MTD ITSA digital records, self-assessment prep.

Excel / spreadsheets

Moving off spreadsheets onto Xero, QuickBooks, Sage or FreeAgent is a separate fixed price from £995: see accounting system migration.

Other

KashFlow, ClearBooks, Wave, Quickfile — we work with most UK SME accounting platforms.

How it works

1.

Send your details

A five-minute form about where the books are. I look at them with read-only access, confirm the tier and send a fixed quote in writing within one working day. No call needed.

2.

50% deposit

Bank transfer. Work begins the next working day.

3.

I do the work

5 working days for a three-month catch-up, 10 for a full year, the agreed timeline for several years. I email you only when something needs your decision.

4.

Delivered, with a recorded walkthrough

Clean-up report, reconciled books, handover pack for your accountant and a short recorded video of what I did. The balance is invoiced on delivery.

Questions people ask

What is a bookkeeping catch-up or clean-up?

Bringing unposted transactions, unreconciled bank accounts and uncategorised entries into a clean, year-end-ready state: reconciling the bank feeds, categorising transactions, posting sales invoices and supplier bills, fixing duplicates and mis-postings, reconciling the VAT account to the returns already filed, tidying the chart of accounts if needed, and producing a handover pack your accountant can use. It is not a statutory audit, year-end accounts or a tax filing, though it makes all three quicker and cheaper.

How much does a bookkeeping catch-up cost?

£495 for up to three months of transactions, £995 for a full year, and from £2,495 for several years or an HMRC enquiry. All fixed in writing before the work starts, and excluding VAT. Once the books are current, monthly bookkeeping from £150 a month keeps them that way.

Will my existing accountant mind?

A properly reconciled set of books reduces their year-end work, so usually not. I work to your accountant's preferred chart of accounts, deliver a handover pack, and liaise with them directly if you authorise it.

Can I just give you access to Xero or QuickBooks?

Yes. Xero, QuickBooks, Sage and FreeAgent all have adviser or accountant access: you invite me as a user with the right permissions, I do the work, and you can remove the access at any time. I do not store your login details.

What if the mess is bigger than 1,000 transactions?

That is the multi-year tier: several years of transactions, a director's loan account to untangle, or an HMRC enquiry to answer. It is scoped from a short onboarding form and your records, and quoted as a fixed price from £2,495. No meeting needed unless you want one.

Do you submit the VAT return as well?

The catch-up includes reconciling each VAT period to the returns already filed. Preparing and submitting the next return is the quarterly VAT service at £99 a quarter, and for sole traders and landlords in Making Tax Digital for Income Tax the quarterly updates are £495 a year.

What if HMRC has already opened an enquiry?

That is the multi-year tier. I rebuild the records from bank statements, sales invoices and supplier bills where possible, produce working papers that can be defended, and prepare the figures for your response with your accountant or tax adviser. I am not a solicitor: an enquiry that reaches a tribunal needs a specialist tax adviser or solicitor.

Are you a chartered accountant?

A chartered management accountant: ACMA CGMA, a member of CIMA since 2013. That is a different chartered body from ICAEW (ACA) or ACCA, with its own examinations and continuing professional development. I am not a registered auditor, so a statutory audit needs an audit firm; I prepare what they ask for.

How quickly can you start?

Usually the same week. Send your details, get a written fixed quote within one working day, pay a 50% deposit, and the work starts the next working day. A three-month catch-up is delivered within 5 working days and a full year within 10. The multi-year tier has its timeline agreed in the quote.

Ready to get your books sorted?

Send your details. I look at the books with read-only access, agree the tier and give you a fixed price in writing within one working day. No pitch, no call unless you want one.

Send my details →

Or email Stuart directly

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