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BlackpeakCFO Fractional Controller & CFO
100% Remote — Serving All UK Cities

Bookkeeping That's MTD-Ready
From Day One.

Remote bookkeeping services for growing UK businesses. Bank reconciliations, VAT returns, payroll support, and monthly management accounts. Not a bookkeeper with a spreadsheet — an ACMA CGMA-qualified finance team.

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No contracts · Cancel anytime · From £395/mo · ACMA CGMA Qualified

What's Included

Everything you need to keep your books clean, compliant, and MTD-ready.

Transaction Recording & Categorisation

Every transaction coded to the correct nominal, with smart bank rules and receipt matching. No backlogs, no guesswork.

Bank & Credit Card Reconciliation

All bank accounts and credit cards reconciled monthly. Discrepancies investigated and resolved — not left on a suspense account.

Accounts Payable Management

Supplier invoice processing, payment scheduling, and aged creditor reporting. Never miss an early-payment discount or a payment deadline.

Accounts Receivable & Credit Control

Sales invoice raising, aged debtor tracking, and chasing overdue payments. Improve your cash collection cycle without the awkward conversations.

Payroll Processing (RTI-Compliant)

Monthly or weekly payroll runs, PAYE & NI calculations, RTI submissions to HMRC, payslips, and P60s. Auto enrolment pension contributions included.

Monthly Management Accounts

P&L, balance sheet, and cash flow — with commentary. Not just numbers on a page. Delivered by the 10th of each month so you can actually act on them.

VAT Returns & MTD Filing

Quarterly VAT calculations, digital record-keeping, and MTD-compliant submission direct to HMRC. Flat rate, standard, or cash accounting — we handle it all.

Year-End Accounts Preparation

Full year-end working papers, trial balance, and supporting schedules prepared for your accountant. Reduces their time — and your accountancy bill.

Software We Support

Xero QuickBooks Online Sage 50 FreeAgent Kashflow Dext (Receipt Bank)

Using something else? We'll migrate you.

Bookkeeping Pricing

Transparent pricing in GBP. No long-term contracts. Month to month.

Starter
£395/mo

Sole traders and small limited companies getting their books in order.

  • Up to 100 transactions/month
  • Monthly bank reconciliation
  • Quarterly management accounts
  • Transaction categorisation
  • Year-end preparation
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Most Popular
Growth
£695/mo

Growing businesses that need proper financial visibility every month.

  • Up to 300 transactions/month
  • AP/AR management
  • Monthly management accounts
  • VAT returns & MTD filing
  • Payroll processing
  • Year-end preparation
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Scale
£1,495/mo

High-volume businesses that need a dedicated bookkeeper with controller oversight.

  • Unlimited transactions
  • Full AP/AR & credit control
  • Monthly close by the 5th
  • MTD filing & VAT returns
  • Payroll & auto enrolment
  • Dedicated bookkeeper + controller oversight
  • Year-end preparation
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Most bookkeeping clients upgrade to Finance Director services within 12 months.

Learn about our UK Finance Director service →

UK Compliance — Covered

Making Tax Digital (MTD)

MTD for VAT — fully compliant. Digital records, quarterly submissions, and bridging software configured correctly. Also preparing clients for MTD for Income Tax from April 2026.

Auto Enrolment Pensions

Worker assessment, contribution calculations, pension provider submissions (NEST, People's Pension), opt-out management, and re-enrolment duties with The Pensions Regulator.

Construction Industry Scheme (CIS)

Subcontractor verification, deduction calculations, monthly CIS returns to HMRC, and payment statements. CIS suffered reclaimed through payroll or corporation tax.

Companies House Filing

Annual confirmation statements, filing of annual accounts, and ensuring your company stays compliant with Companies House deadlines. No late-filing penalties on our watch.

Frequently Asked Questions

How is BlackPeak different from a local bookkeeper? +

A local bookkeeper records transactions. We deliver a full finance function — bank reconciliations, VAT returns, management accounts with commentary, and controller-level oversight. Stuart Wilson is an ACMA CGMA with 24 years in finance, including seven years as Group Finance Director for a portfolio of small and mid-sized businesses in London. You get institutional-quality bookkeeping with strategic insight, not just data entry.

Are you MTD-compliant? +

Yes. All VAT returns are filed digitally through MTD-compatible software (Xero, QuickBooks, or FreeAgent). We maintain compliant digital records, ensure your bridging software is correctly configured, and handle the quarterly submission process end-to-end. We're also preparing clients for MTD for Income Tax Self Assessment, which is being phased in from April 2026.

Can you handle CIS returns for construction companies? +

Yes. We manage the full CIS process — verifying subcontractors with HMRC, calculating and applying the correct deduction rates (0%, 20%, or 30%), filing monthly CIS returns, and issuing payment and deduction statements. We also handle the CIS suffered reclaim on your company's payroll or corporation tax return.

What about auto enrolment pensions? +

We handle auto enrolment compliance end-to-end. That includes assessing eligible workers, managing opt-in and opt-out processes, calculating employer and employee contributions, submitting data to your pension provider (NEST, People's Pension, etc.), and filing re-enrolment and re-declaration duties with The Pensions Regulator.

Do you work with my existing accountant for year-end? +

Absolutely. We prepare year-end accounts and working papers to the standard your accountant needs — trial balance, nominal ledger, bank reconciliations, and supporting schedules. Most accountants find that our files reduce their year-end work significantly, which can lower your accountancy fees. We liaise directly so you don't have to play middleman.

Get Your Books Sorted. Properly.

30-minute call. We'll review your current bookkeeping setup, identify the gaps, and show you what MTD-ready books actually look like. No pitch — just honest advice from an ACMA CGMA.

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stuart@blackpeakcfo.com