Edinburgh is the UK's second-largest financial centre and Scotland's capital for investment management, insurance, and fintech. Businesses here face unique Scottish tax obligations alongside world-class growth opportunities. Board-ready management accounts by the 5th, every month.
No contracts · Cancel anytime · From £1,995/mo
Edinburgh's financial services sector manages over £1 trillion in assets — home to Standard Life, Baillie Gifford, and a growing cluster of boutique fund managers and wealth advisors. These firms need institutional-grade financial reporting, regulatory capital calculations, and FCA-compliant management information that goes far beyond basic bookkeeping.
Scotland's unique tax landscape adds complexity that many finance teams struggle with. The Scottish Rate of Income Tax (SRIT) operates six bands — starter, basic, intermediate, higher, advanced, and top rate — affecting payroll calculations, director compensation planning, and net-pay modelling for every Edinburgh-based employee. A fractional FD ensures your payroll and tax planning account for these Scottish-specific rates.
Edinburgh's tech startup scene has surged, with companies like FanDuel, Skyscanner (originally), and a new wave of AI and data analytics firms choosing the city for its university talent pipeline and lower operating costs than London. These scale-ups need burn-rate modelling, investor reporting, and R&D tax credit documentation — all core FD deliverables.
The festival economy generates significant seasonal revenue for Edinburgh's hospitality, events, and creative businesses. Cash-flow forecasting that accounts for this seasonality — building reserves during August's peak and managing leaner winter months — is critical for businesses whose annual revenues are concentrated into a few intense weeks.
Full P&L, balance sheet, and cash flow by the 5th. FRS 102-compliant with variance commentary.
13-week rolling forecast with scenario modelling. Seasonal adjustments for festival-economy businesses.
Institutional-quality board decks with KPIs, commentary, and forward-looking analysis.
Year-end preparation, audit support, and ongoing compliance with UK accounting standards.
Making Tax Digital compliance, VAT returns, PAYE with Scottish income tax rates, and CIS management.
Pricing strategy, fundraising support, M&A preparation, and scenario planning.
We work via cloud accounting platforms (Xero, QuickBooks, Sage), shared dashboards, and regular video calls. Edinburgh businesses receive the same deliverables as having an in-house FD — management accounts, board packs, cash-flow forecasts — without paying Edinburgh office rents.
Scotland operates six income tax bands under the Scottish Rate of Income Tax — starter (19%), basic (20%), intermediate (21%), higher (42%), advanced (45%), and top rate (48%). We ensure your payroll is calculated correctly under Scottish rates, model net-pay impacts for director compensation, and factor SRIT into cash-flow forecasting.
Three tiers: Controller at £1,995/mo, Finance Director at £3,495/mo, and FD + Cross-Border at £5,995/mo. No contracts, cancel anytime. Significantly less than a full-time FD in Edinburgh's competitive financial services market.
An accountant records transactions and files returns. A Finance Director interprets the numbers, forecasts the future, and advises on strategy. We deliver cash-flow modelling, scenario planning, board-level reporting, and commercial insight — not just year-end compliance.
30-minute discovery call. We'll review your current finance setup, identify the gaps, and show you what institutional-grade management accounts look like. No pitch — just proof.
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